We offer extensive economic and business risk resources thanks to our teams of experts around the world. Your bankers and other lenders (including those providing invoice financing!) can be reassured about the financial stability of your company, and more inclined to guarantee financing.Īll this supports your working capital ratio, lifts uncertainty regarding your cash flow, and secures your company’s ability to grow.Īs a global leader in trade credit insurance, Allianz Trade provides world-class knowledge and data to empower your trading decisions. You are covered for this amount and receive compensation quickly in the event of a bad debt.Ī trade credit insurance policy also gives peace of mind to your finance partners. The trade credit insurer defines a credit limit for each customer corresponding to the maximum recommended trading amount. With this type of invoice finance, no long-term commitments or. Unlike invoice factoring or invoice discounting, selective invoice finance doesn’t require you to sell your whole sales ledger. Trade credit insurance helps you assess the creditworthiness of your customers and therefore help you decide which ones you can safely do business with, without being limited to only one transaction. Selective invoice finance, also known as spot factoring or single invoice finance, enables businesses to release funds against one or multiple invoices. While invoice financing is one way to avoid cash flow issues, trade credit insurance remains the most reliable way to deal with trade credit risk and avoid cash flow issues.

Single invoice factoring